For the first time in more than 3.5 years, the national average for a 30-year fixed mortgage has slipped below 6%. Freddie Mac’s Primary Mortgage Market Survey released today shows the benchmark rate at 5.98% — down from 6.01% last week and a full 0.78 percentage points lower than the same week in 2025. Many homeowners are wondering if they should refinance.

In a move signaling a potential shift toward more aggressive monetary easing, President Donald Trump today (via Truth Social) nominated Kevin Warsh, a former Federal Reserve governor and vocal critic of the central bank's recent policies. Warsh will succeed Jerome Powell as Chair of the Federal Reserve at a time when the economy shows signs of strength and growth but still faces some uncertainties associated with inflation.

The economic landscape from 2021 to 2025 has been marked by significant inflationary pressures, evolving Federal Reserve (Fed) policies, and divergent performances across asset classes. Starting with the post-pandemic recovery under President Joe Biden, inflation peaked at historic levels before moderating amid aggressive rate hikes. As we transition into the second Trump administration in late 2025 we have seen inflation rates drop, but there are lingering inflation concerns

U.S. Department of Housing and Urban Development (HUD) to Prioritize Treatment and Work Over Permanent Housing – HUD Secretary Scott Turner stated on Fox Business program that the root problem of homelessness is mental illness and drug addiction/drug abuse.  He wants to restore accountability to a system that has been a has been a slush fund for nonprofits around the country who were being rewarded for the more people they have in their system. 

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